/* ============================================================
   Kühn Kapitberg — Theme
   Palette: Petrol + Terracotta (muted finance)
   ============================================================ */

:root{
  --primary:        #2c5560;
  --primary-dark:   #173139;
  --primary-deeper: #0e2026;
  --accent:         #c08763;
  --accent-dark:    #8f6043;
  --accent-cta:     #a06b48;       /* darker shade used for buttons/cta to keep contrast AA */
  --gold:           #d2b27a;

  --bg:             #f7f4f0;
  --bg-soft:        #efeae3;
  --card:           #ffffff;
  --text:           #1d2a31;
  --text-soft:      #46555c;
  --muted:          #7b8a91;
  --line:           #e2dcd3;

  --ok:             #5e916e;
  --warn:           #b35f58;

  --maxw: 1200px;
  --radius: 14px;
  --radius-sm: 8px;
  --shadow: 0 10px 30px rgba(23,49,57,.08);
  --shadow-lg: 0 18px 50px rgba(23,49,57,.16);

  --header-h: 72px;
}

*,*:before,*:after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  font-size:16px;
  line-height:1.65;
  color:var(--text);
  background:var(--bg);
  -webkit-font-smoothing:antialiased;
  padding-top: var(--header-h);
}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary);text-decoration:none;transition:color .2s ease}
a:hover{color:var(--accent-dark)}
h1,h2,h3,h4,h5,h6{
  font-family: "Inter", sans-serif;
  font-weight:700;
  line-height:1.2;
  color:var(--primary-dark);
  margin:0 0 .6em;
}
h1{font-size:clamp(2.2rem, 4vw + .5rem, 3.4rem); letter-spacing:-.5px}
h2{font-size:clamp(1.6rem, 2vw + .5rem, 2.2rem); margin-top:0}
h3{font-size:clamp(1.15rem, .5vw + 1rem, 1.4rem)}
p{margin:0 0 1em}
ul,ol{padding-left:1.2em}

.container{
  width:100%;
  max-width:var(--maxw);
  margin:0 auto;
  padding:0 24px;
}

/* ---------- Header ---------- */
.site-header{
  position:fixed;
  top:0;left:0;right:0;
  height:var(--header-h);
  background:rgba(255,255,255,.95);
  backdrop-filter:saturate(140%) blur(10px);
  border-bottom:1px solid var(--line);
  z-index:1000;
}
.site-header .container{
  display:flex;align-items:center;justify-content:space-between;
  height:100%;
}
.brand{
  display:flex;align-items:center;gap:10px;
  font-weight:800;font-size:1.05rem;color:var(--primary-dark);
}
.brand img{width:36px;height:36px;border-radius:8px}
.nav{
  display:flex;align-items:center;gap:6px;
}
.nav-links{
  display:flex;align-items:center;gap:4px;
  list-style:none;margin:0;padding:0;
}
.nav-links a{
  display:inline-block;padding:8px 14px;border-radius:8px;
  color:var(--primary-dark);font-weight:500;
}
.nav-links a:hover,.nav-links a.active{
  background:var(--bg-soft);color:var(--primary);
}
.nav-cta{
  display:inline-flex;align-items:center;gap:8px;
  padding:10px 18px;border-radius:10px;
  background:var(--accent-cta);color:#fff;font-weight:700;
  border:none;cursor:pointer;
}
.nav-cta:hover{background:var(--accent-dark);color:#fff}
.nav-login{
  display:inline-flex;align-items:center;gap:8px;
  padding:8px 14px;border-radius:8px;color:var(--primary-dark);
  font-weight:500;
}
.nav-login img{width:18px;height:18px;opacity:.85}

.burger{
  display:none;background:transparent;border:none;cursor:pointer;
  width:42px;height:42px;border-radius:8px;padding:0;
  align-items:center;justify-content:center;
}
.burger span{
  display:block;width:24px;height:2px;background:var(--primary-dark);
  margin:4px auto;transition:transform .25s ease, opacity .2s ease;
}
.burger.is-open span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.burger.is-open span:nth-child(2){opacity:0}
.burger.is-open span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

@media (max-width: 900px){
  .burger{display:flex}
  .nav-collapse{
    position:fixed;top:var(--header-h);left:0;right:0;
    background:#fff;border-bottom:1px solid var(--line);
    box-shadow:var(--shadow);
    transform:translateY(-110%);opacity:0;pointer-events:none;
    transition:transform .25s ease, opacity .2s ease;
    padding:14px 24px 22px;
  }
  .nav-collapse.is-open{transform:translateY(0);opacity:1;pointer-events:auto}
  .nav-links{flex-direction:column;align-items:stretch;gap:2px;width:100%;margin-bottom:10px}
  .nav-links a{padding:14px 12px;font-size:1rem;border-bottom:1px solid var(--line)}
  .nav-login{padding:14px 12px;border-bottom:1px solid var(--line);border-radius:0}
  .nav-cta{width:100%;justify-content:center;margin-top:10px}
  .nav-actions{display:flex;flex-direction:column;gap:6px}
}
@media (min-width:901px){
  .nav-collapse{display:flex;align-items:center;gap:24px}
  .nav-actions{display:flex;align-items:center;gap:10px;margin-left:18px}
}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:14px 26px;border-radius:12px;
  background:var(--accent-cta);color:#fff;font-weight:700;
  border:none;cursor:pointer;font-size:.95rem;
  text-transform:none;letter-spacing:.2px;
  transition:transform .15s ease, background .2s ease, box-shadow .2s ease;
  text-decoration:none;
}
.btn:hover{background:var(--accent-dark);transform:translateY(-1px);
           box-shadow:0 8px 20px rgba(143,96,67,.35);color:#fff}
.btn-outline{
  background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.6);
}
.btn-outline:hover{background:rgba(255,255,255,.1);border-color:#fff;color:#fff}
.btn-light{
  background:#fff;color:var(--primary-dark);
}
.btn-light:hover{background:var(--bg-soft);color:var(--primary-dark)}

/* ---------- Hero ---------- */
.hero{
  background:
    radial-gradient(circle at 80% 20%, rgba(192,135,99,.18), transparent 50%),
    radial-gradient(circle at 20% 90%, rgba(44,85,96,.20), transparent 55%),
    linear-gradient(180deg, var(--primary-dark) 0%, var(--primary-deeper) 100%);
  color:#fff;
  padding:64px 0 80px;
}
.hero h1{color:#fff;margin-bottom:18px}
.hero .sub{
  color:rgba(255,255,255,.85);
  font-size:1.15rem;line-height:1.6;max-width:600px;
  margin-bottom:24px;
}
.hero-grid{
  display:grid;grid-template-columns: 1.1fr .9fr;gap:48px;align-items:center;
}
.hero-cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.hero-img{
  border-radius:18px;overflow:hidden;
  box-shadow:var(--shadow-lg);
}
@media (max-width:900px){
  .hero{padding:36px 0 48px}
  .hero-grid{grid-template-columns:1fr;gap:32px}
  .hero .sub{font-size:1rem}
}

/* ---------- Hero form ---------- */
.hero-form{
  background:#fff;color:var(--text);
  border-radius:18px;padding:28px;
  box-shadow:var(--shadow-lg);
}
.hero-form h2{
  font-size:1.25rem;text-transform:uppercase;letter-spacing:.5px;
  margin:0 0 6px;color:var(--primary-dark);
}
.hero-form .form-sub{color:var(--muted);font-size:.9rem;margin-bottom:18px}

.form-row{margin-bottom:14px}
.form-row input[type="text"],
.form-row input[type="email"],
.form-row input[type="tel"],
.form-row input[type="password"],
.form-row textarea{
  width:100%;
  padding:14px 16px;
  border:1.5px solid var(--line);
  border-radius:10px;
  background:#fbfaf7;
  font-size:.95rem;font-family:inherit;color:var(--text);
  transition:border-color .2s ease, background .2s ease;
}
.form-row input:focus,.form-row textarea:focus{
  outline:none;border-color:var(--primary);background:#fff;
}
.form-row textarea{min-height:120px;resize:vertical}
.form-row label{
  display:block;font-size:.85rem;color:var(--text-soft);
  margin-bottom:6px;font-weight:500;
}
.form-disclaimer{
  font-size:.78rem;color:var(--muted);margin-top:12px;line-height:1.5;
}
.form-disclaimer a{color:var(--primary);text-decoration:underline}
button.btn-submit{
  width:100%;padding:15px 22px;border:none;border-radius:10px;
  background:var(--primary);color:#fff;font-weight:700;font-size:.95rem;
  letter-spacing:.4px;text-transform:uppercase;cursor:pointer;
  transition:background .2s ease, transform .15s ease;
  font-family:inherit;
}
button.btn-submit:hover{background:var(--primary-dark);transform:translateY(-1px)}

.iti{width:100%;display:block}
.iti__selected-flag{background:#fbfaf7;border-right:1.5px solid var(--line);
                    border-radius:10px 0 0 10px}
.iti input[type="tel"]{padding-left:54px !important}

/* ---------- Sections ---------- */
section{padding:72px 0}
section.dark{background:var(--primary-dark);color:#fff}
section.dark h1,section.dark h2,section.dark h3{color:#fff}
section.dark p{color:rgba(255,255,255,.86)}
section.soft{background:var(--bg-soft)}
section.deep{
  background:linear-gradient(180deg,var(--primary-dark),var(--primary-deeper));
  color:#fff;
}
section.deep h2,section.deep h3{color:#fff}
section.deep p{color:rgba(255,255,255,.85)}

.section-title{text-align:center;margin-bottom:14px}
.section-lead{
  text-align:center;color:var(--text-soft);
  max-width:740px;margin:0 auto 48px;font-size:1.05rem;
}
section.dark .section-lead,section.deep .section-lead{color:rgba(255,255,255,.8)}

@media(max-width:900px){section{padding:48px 0}}

/* ---------- Grid layouts ---------- */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:48px;align-items:center}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.grid-2-col{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
@media(max-width:900px){
  .grid-3,.grid-4{grid-template-columns:1fr}
  .grid-2,.grid-2-col{grid-template-columns:1fr;gap:32px}
}

/* ---------- Cards ---------- */
.card{
  background:var(--card);border-radius:var(--radius);
  padding:32px 28px;box-shadow:var(--shadow);
  border:1px solid var(--line);
  transition:transform .2s ease, box-shadow .2s ease;
}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg)}
.card-icon{
  width:64px;height:64px;border-radius:14px;
  display:flex;align-items:center;justify-content:center;
  margin-bottom:18px;background:var(--bg-soft);
}
.card-icon img{width:40px;height:40px}
.card h3{margin-bottom:10px;color:var(--primary-dark)}
.card p{color:var(--text-soft);margin:0}

/* feature dark cards */
section.dark .card,section.deep .card{
  background:rgba(255,255,255,.04);
  border:1px solid rgba(255,255,255,.08);
  color:#fff;
}
section.dark .card h3,section.deep .card h3{color:#fff}
section.dark .card p,section.deep .card p{color:rgba(255,255,255,.82)}
section.dark .card-icon,section.deep .card-icon{background:rgba(255,255,255,.08)}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:step}
.step{
  background:rgba(255,255,255,.04);
  border:1px solid rgba(255,255,255,.08);
  border-radius:var(--radius);padding:32px 28px;position:relative;
}
.step-num{
  display:inline-flex;align-items:center;justify-content:center;
  width:48px;height:48px;border-radius:50%;
  background:var(--accent-cta);color:#fff;font-weight:800;font-size:1.2rem;
  margin-bottom:18px;
}
.step h3{color:#fff;margin-bottom:10px}
.step p{color:rgba(255,255,255,.85);margin:0}
@media(max-width:900px){.steps{grid-template-columns:1fr}}

/* ---------- Why items (numbered) ---------- */
.why-list{
  display:grid;grid-template-columns:repeat(2,1fr);
  gap:20px 32px;margin-top:14px;
}
.why-item{
  background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);padding:22px 24px;
  display:flex;gap:18px;align-items:flex-start;
  transition:transform .2s ease,box-shadow .2s ease;
}
.why-item:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.why-num{
  flex-shrink:0;width:42px;height:42px;border-radius:50%;
  background:var(--primary);color:#fff;display:flex;
  align-items:center;justify-content:center;font-weight:800;
}
.why-item h3{font-size:1.05rem;margin:4px 0 6px}
.why-item p{font-size:.94rem;color:var(--text-soft);margin:0}
@media(max-width:760px){.why-list{grid-template-columns:1fr}}

/* ---------- Live results ---------- */
.split-banner{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.split-banner.flip{grid-template-columns:.9fr 1.1fr}
.split-banner img{border-radius:18px;box-shadow:var(--shadow-lg)}
@media(max-width:900px){
  .split-banner,.split-banner.flip{grid-template-columns:1fr;gap:28px}
}

/* ---------- FAQ ---------- */
.faq-list{display:grid;grid-template-columns:1fr 1fr;gap:18px 24px}
.faq{
  background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);overflow:hidden;
}
.faq summary{
  list-style:none;cursor:pointer;
  padding:18px 22px;font-weight:600;color:var(--primary-dark);
  display:flex;align-items:center;justify-content:space-between;gap:14px;
  font-size:1rem;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{
  content:"+";font-weight:700;color:var(--accent);font-size:1.4rem;
  transition:transform .2s ease;
}
.faq[open] summary:after{content:"−"}
.faq .faq-body{padding:0 22px 20px;color:var(--text-soft);font-size:.95rem;line-height:1.65}
@media(max-width:900px){.faq-list{grid-template-columns:1fr}}

/* ---------- Disclaimer / risk box ---------- */
.risk-box{
  background:#fff;border:1px solid var(--line);
  border-left:4px solid var(--warn);
  border-radius:10px;padding:18px 22px;margin-top:24px;
  color:var(--text-soft);font-size:.92rem;line-height:1.6;
}
.risk-box strong{color:var(--warn)}

/* ---------- Footer ---------- */
.site-footer{
  background:var(--primary-deeper);color:rgba(255,255,255,.78);
  padding:56px 0 28px;font-size:.92rem;
}
.site-footer .container{display:grid;grid-template-columns:1.1fr 2fr;gap:40px}
.footer-brand{display:flex;align-items:center;gap:12px;margin-bottom:14px}
.footer-brand img{width:42px;height:42px;border-radius:10px}
.footer-brand span{color:#fff;font-weight:700;font-size:1.1rem}
.footer-nav{
  display:grid;grid-template-columns:repeat(3,1fr);gap:8px 24px;
  margin-bottom:24px;
}
.footer-nav a{color:rgba(255,255,255,.78);padding:6px 0}
.footer-nav a:hover{color:#fff}
.footer-disclaimer{
  margin-top:20px;color:rgba(255,255,255,.6);
  font-size:.84rem;line-height:1.7;border-top:1px solid rgba(255,255,255,.1);
  padding-top:20px;
}
.footer-disclaimer p{margin:0 0 12px}
.footer-disclaimer strong{color:rgba(255,255,255,.85)}
.footer-bottom{
  margin-top:24px;border-top:1px solid rgba(255,255,255,.1);
  padding-top:18px;display:flex;justify-content:space-between;flex-wrap:wrap;
  color:rgba(255,255,255,.55);font-size:.85rem;
}
@media(max-width:900px){
  .site-footer .container{grid-template-columns:1fr}
  .footer-nav{grid-template-columns:repeat(2,1fr)}
}

/* ---------- Subpage layout ---------- */
.page-hero{
  background:linear-gradient(180deg,var(--primary-dark),var(--primary-deeper));
  color:#fff;padding:56px 0 48px;
}
.page-hero h1{color:#fff;margin-bottom:10px}
.page-hero p{color:rgba(255,255,255,.82);max-width:720px;margin:0}
.prose{max-width:880px;margin:0 auto}
.prose h2{margin-top:36px;color:var(--primary-dark)}
.prose h3{margin-top:24px;color:var(--primary-dark)}
.prose p,.prose li{color:var(--text-soft);line-height:1.75}
.prose ul{padding-left:1.4em}
.prose ul li{margin-bottom:8px}

/* Contact / sign-up layouts */
.sub-form-wrap{
  background:#fff;border:1px solid var(--line);
  border-radius:18px;padding:32px;box-shadow:var(--shadow);
}
.sub-form-wrap h2{margin-top:0}
.contact-grid{
  display:grid;grid-template-columns:1fr 1fr;gap:36px;
  align-items:start;
}
@media(max-width:900px){.contact-grid{grid-template-columns:1fr}}
.contact-info p{color:var(--text-soft)}
.contact-info strong{color:var(--primary-dark)}

/* Utility */
.text-center{text-align:center}
.mt-0{margin-top:0}
.mt-20{margin-top:20px}
.mb-0{margin-bottom:0}

/* ---------- ITI tweaks (override defaults to match theme) ---------- */
.iti--allow-dropdown input[type=tel]{
  padding-left:52px !important;
}
.iti__country-list{border-radius:10px;border:1px solid var(--line)}